Business Insurance

Our experienced professionals lead the commercial insurance industry in business insurance services for risk management. We manage risk and its related costs for companies of all sizes.

Large Account

Delivering integrated insurance and risk management solutions to some of the most respected companies in the world, we leverage our unparalleled expertise and strength in the marketplace to help protect you, your employees, and your business.

Property & Casualty

Our team leads the industry in the management of risk and its related costs, meeting the needs of companies ranging from small retail establishments to multinational corporations.

Risk Management

By understanding your Risk Management plan, business operation components, and how they are affected, we can then apply our knowledge and experience to help control and reduce the total cost of risk.

General Liability

General Liability insurance is essential to safeguarding the financial health of your business. We will work together to assemble a comprehensive general liability plan to optimize your coverage.

Commercial Auto

If a vehicle that is being used for your business is involved in an accident and there are automobile-related injuries to others and/or damage to their properties, your company is legally liable and will suffer financial loss unless you have the right insurance coverage in place.

Commerical Property

Commercial Property coverage is an essential part of conducting business. Since no two businesses are alike, our team of insurance professionals will work with you to tailor coverage specifically for your business’s unique needs both today and as your business evolves.

Directors & Officers

D&O insurance provides specialized coverage for the directors and officers of your company, protecting them against losses that may result from alleged errors in judgment, breaches of duty, or wrongful acts in the course of their work for your organization. 

Cyber Liability

From simple breaches of personal information to exposures, we work to deliver an insurance program that is comprehensive and set in place protections to help reduce your exposure.

Surety Bonds

We offer tailored Surety solutions to help protect your individual interests. We are proficient in securing construction and commercial bonds and work efficiently to meet the time requirements of a broad range of industries and professions.

Workers’ Compensation

We understand the moving parts associated with Workers’ Compensation, and we work diligently to identify the risks that could have a significant impact on your business. We will collaborate to help you understand how your workers’ compensation premiums fit into your total cost of risk and the different measures that can be taken to drive profitability.

Employee Practices Liability

Employment Practices Liability insurance offers coverage for defense costs and damages related to various employment-related claims, including allegations of wrongful termination, discrimination, workplace harassment, and retaliation deriving from the employer-employee relationship.

Fiduciary Liability

Protecting the fiduciaries of employee benefit plans can be complicated. Fiduciary Liability insurance is designed to help protect the assets of businesses and employers against claims that they had mismanaged the company’s employee benefit plans.

Professional Liability

Professional Liability insurance helps to protect professional advice or service-providing individuals and companies from bearing the full cost of defending against a negligence claim made by a customer and damages awarded in civil lawsuits.

Commercial Umbrella Liability

Umbrella Liability policies provide an extra layer of coverage and are an important part of your risk management portfolio. We strive to tailor this extra “safety net” to help manage all your exposures.

Crime

Unfortunately no business is immune to the senseless and destructive acts of crime against them. We can help to manage the loss exposures if a criminal act impacts your business.

Garage Liability

Businesses engaged in selling, servicing, storing, or parking motor vehicles have special insurance needs. Garage coverage was designed to cover the risk associated with these types of business operations.

Agricultural

With unpredictable weather patterns, a successful harvest is not always guaranteed.  Having an Agriculture insurance policy in place can help you cope with a major loss.

Transportation

We understand the unique needs of truckers, logistics companies, freight forwarders, and distributors. If your business involves moving goods, we can offer competitive solutions.

Liqour Liability 

Liquor Liability insurance is a must for any restaurant, bar, nightclub, hotel, sporting venue, or other type of business or establishment that sells or serves alcoholic beverages. In fact, it is required by law in most states. We can assist with putting coverage in place to help protect your business.

Machinery & Equipment

You never know if or when the equipment that is used to run your business day-in and day-out is going to malfunction. The loss of business income during the recovery time can be quite substantial, and many times a business is unable to recover from such a loss.

Builder’s Risk

Builder’s Risk insurance is a form of property insurance that protects against the damage to covered structures and buildings while under construction. We can provide several policy forms including a master program, reporting forms, project policies, installation floaters, and existing structures.

We Are Here to Help

The insurance industry is constantly changing. From large multinational organizations to small businesses, Brown & Brown Jacksonville develops comprehensive insurance solutions to fit your unique needs.